•Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400without making another deposit.
•Double your $200 credit line by making at least your minimum payment on time each month for thefirst 7 months your account is open.
•Secured Credit Cards are great for people looking to build or rebuild credit and are available to peoplewith all kinds of credit backgrounds.
•Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment historyto all three major credit-reporting agencies.
•Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
•Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Gethelp staying on track with available Auto Pay and account alerts.
- Savings plans start at $25/month and includes credit monitoring
-Reports to all 3 credit bureaus. No hard credit pull and no credit history required
-Self Lender helps you get a small loan that you save in a CD for 12 or 24 months (FDIC- insured certificate of deposit bank account)
- At the end of account term you've built credit history and your CD savings unlocks AS WITH ALL
Receive your secured credit card in as little as 2 weeks and quickly start building positive credit history that will improve your credit score! Invest in yourself by opening up your secured credit card. Put down the deposit today and start building your better credit score future.
-Merchandise APR = 14.24%
-Annual Fee = $39 annual fee
-Monthly Reporting to all 3 Major Credit -Bureaus to Establish Credit History
-Rapid Reporting is still in effect but not for public marketing
-No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
Nationwide Program – though not yet available in NY, IA, AR, or WI
Get Approved Fast – Just Click Below to Start the Process!
1) Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
2) Reporting monthly to all three major credit reporting agencies
3) Perfect credit not required for approval; we may approve you when others won’t
4) Easy and secure online application
5) If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
6) Receive your card more quickly with optional Expedited Processing (additional fee applies)
7) Get a result in as little as 60 seconds upon completion of the online application
8) Online Customer Center available 24 x 7
9) Issued by Mid America Bank & Trust Company, Member: FDIC
0% introductory APR on all purchases for the first three months
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.